Frequently Asked Question About Public Adjuster

A public adjuster is a licensed professional who works on behalf of policyholders to assist them in navigating the insurance claims process. They help policyholders with filing, documenting, and negotiating property damage claims to ensure they receive fair compensation from their insurance company.
Hiring a public adjuster in Florida can significantly benefit you during the insurance claims process. They have extensive knowledge and experience in dealing with insurance companies, policy provisions, and the appraisal process. They work exclusively for you, advocating for your best interests and maximizing your insurance payout.
In Florida, public adjusters typically work on a contingency fee basis. This means they are compensated based on a percentage of the final settlement amount you receive from your insurance company. The fee percentage is usually regulated by the state and can vary based on the complexity of the claim.
Yes, licensed public adjusters in Florida can assist with various types of insurance claims, including property damage claims resulting from events such as hurricanes, floods, fires, water damage, mold, vandalism, and more. They are knowledgeable about the intricacies of insurance policies and can guide you through the entire claims process.

It’s recommended to engage a public adjuster as soon as possible after the damage occurs. The earlier they are involved, the better they can assess the damage, document evidence, and ensure that you don’t make any mistakes or overlook important details when filing your claim.

Hiring a public adjuster shouldn’t significantly delay your claim process. In fact, their expertise and experience canexpedite the process by ensuring that all required documentation and evidence are properly submitted from the beginning. They can also handle negotiations with the insurance company more efficiently.
If you believe that your previously settled claim was underpaid or wrongfully denied, a public adjuster can review your case and potentially reopen the claim for reevaluation. They can help gather additional evidence, document damages, and negotiate with the insurance company for a fair settlement.

In Florida, public adjusters must be licensed by the Department of Financial Services. You can verify the legitimacy of a public adjuster by checking their license number on the department’s website or by contacting the department directly.